Financing solutions for any business need.

For more than 40 years, U.S. Bank has helped customers nationwide finance machinery, vehicles, furnishings, computers and other equipment their businesses need.

Get the business equipment you need.

The right equipment can help your business be more productive and profitable. Whether you’re looking to own or lease new or used equipment, our equipment financing solutions will ensure that your business has the tools it needs to grow and thrive.

Flexibility that fits.

Need deferred or seasonal payments? Our Equipment Finance team can match a payment structure to your business’s cash flow. In addition, we have the ability to finance multiple pieces of equipment and up to 25 percent of soft costs, all tailored to meet the needs of your equipment purchase.

More than 80% of U.S. businesses finance their equipment.

Using an equipment financing solution that offers 100 percent financing can be a smart business move. You’ll get your new equipment immediately, enjoy the ease of predictable monthly payments and conserve your working capital for other purposes, like inventory or operating expenses.

Financing is available for new and used equipment of all kinds.

We finance almost any kind of equipment your business needs to generate revenue, including medical and dental, commercial vehicles, industrial equipment, machine tool, heavy equipment, computer hardware and software, restaurant and catering equipment, office furniture, telephone systems and more.

Advantages of a U.S. Bank business equipment loan

• Financing for equipment from $10,000 – $500,000
• One-page application up to $150,000
  Credit decisions within hours
• 100% financing
• Up to 25% of soft costs may be covered, including sales tax, shipping, software, training, maintenance and installation
• Payments structured to suit your needs: seasonal, monthly, quarterly, semi-annually or annually; deferred payments up to 90 days
• Multiple pieces of equipment financed with one application

Tax benefits of a business equipment loan

Several of our financing options allow you to deduct your monthly payments as an operating expense. In addition, our experts can help your business identify potential tax benefits under Section 179.1